Tommy Spencer
1 min read
Cyber Monday is the online shopping holiday that falls on the Monday after Thanksgiving, when retailers push some of their steepest discounts of the year to capture shoppers back at their desks or on their phones after the Black Friday rush. Two decades after its invention, it still anchors the start of the holiday buying season, though the reasons people shop that day have changed considerably.
One click checkouts and targeted ads have made impulse buying easier than ever. Here's how waiting periods, feed curation, and BNPL caution can help you spend more deliberately.
Louis Fleming3 min read
Millennials spend nearly a third of income on travel and rank vacations above homeownership in some surveys. Here is what the data really shows, and whether the habit is financially…
Tommy Spencer5 min read
Tariffs are pushing more shoppers toward secondhand toys this holiday season. Here is how seller fees on eBay, Poshmark, and Mercari compare, and what actually determines resale value.
Tommy Spencer6 min read
A Reddit couple says they turned $57,000 into $1.1 million in a decade using index funds and automated savings, not stock picks. Here's what their numbers actually show.
Tommy Spencer4 min read